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然上述指标仍满足监管要求,但风险缓冲的厚度明显变薄。  或许为了应对资产质量下行压力,紫金银行2025年大幅增加了信用减值损失的计提,全年计提信用减值损失10.81亿元,较2024年的8.16亿元增长约32.5%,其中发放贷款及垫款减值损失从3.95亿元急剧攀升至10.71亿元,增幅近三倍。大量利润被用于核销不良贷款,进一步侵蚀了净利润空间。  现金流指标波动,资本补充压力加剧  除了盈利和资产质

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